Best CD Rates
But a full-fledged recovery hasn't occurred yet and by pledging to keep CD rates low, the Federal Reserve has quashed any short-term momentum in the CD rates market. 2.99% APY on a 8 month CD with a minimum deposit of just $1 from South Central Bank, which has five branches in Chicago, IL. The best national rate on a 6 month CD is 1.66%.
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